Advice Process

We offer independent financial advice, working with you, on your behalf, to help you achieve your financial aspirations.

You will need to put aside some time to talk to us - the first half hour consultation is free. There's no charge, and no obligation, whilst we assess whether it is worth going ahead.

Depending on your instructions we will then perform a 'needs analysis' built on your current situation, and taking a view of any plans or goals you may have. We will proceed to advise you on anything from a short term financial strategy to a lifetime financial plan, followed up with regular reviews.

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Financial Planning process

1. Initial Consultation/Your Goals

Initial Consultation to determine your goals for your financial future and how we may be able to assist.

Time: 15-30 minutes

2. Current Position & Goals/Your Story

Establish Your Current Position and Perceived risks by completing a Fact Find and, where appropriate, the relevant Risk Questionnaires.

Time: 45-60 minutes

3. Analysis/Creating Your Plan

Assess your current position, identify any gap in achieving your desired objectives and create an action plan.

Time: Dependent on the Advice Required

4. Recommendations/Presenting your Financial Plan

Present and explain our recommendations in line with your Financial Objectives.

Time: Dependent on the Advice Required

5. Implementation

Complete all necessary documentation in order to put in place the appropriate recommendations to achieve your given objectives.

Time: Dependent on the Advice Required

6. Review

To regularly review and, if appropriate, adapt your plan to meet any change in your circumstances or to meet your amended financial goals and objectives to ensure continued suitability.

Time: Dependent on the Advice Required

Stages	Time/Cost
1-2	Can be combined i.e. one meeting of 60-90 minutes and are at our expense
3-6	Dependent on the Need/Complexity of Advice Required. Chargeable but you will always be notified of the cost of any chargeable work, prior to engagement of advice services.

You might like to look at our Life Stages guide », which could be helpful when considering various commitments and events during the phases of your life.

Whatever your need, your Retirement & Later Life Advice Specialist will offer Independent Financial Guidance, Planning and Advice, working with you, on your behalf, to help you achieve your financial aspirations so please get in touch » to see how we can assist.

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